Home equity lines of credit applications increased once again in the second quarter. The rising home prices are giving more equity to homeowners who are now looking at using it. The good news is more homeowners are using their HELOCs as a means of home improvement. http://www.housingwire.com/articles/37937-helocs-increase-for-17th-consecutive-quarter ❤️ #share #mortgage
Wednesday, August 31, 2016
Realtors: Here's how to pass the new FAA drone test
Good news: At the end of June, the Federal Aviation Administration finalized the rules on drone usage for real estate agents. Bad news: Now you have to take a test. But, you don’t have to go into the 60-question multiple-choice test completely blind, there are tips and tricks to ace it. http://www.housingwire.com/articles/37941-realtors-heres-how-to-pass-the-new-faa-drone-test ❤️ #share #mortgage
HUD: Children still overexposed to lead paint dangers
The Department of Housing and Urban Development wants to protect more children living in federally assisted housing from lead paint exposure. To that end, HUD is proposing a new rule that would lower the acceptable threshold of lead exposure in a child’s blood to match the standard used by the Centers for Disease Control and Prevention. http://www.housingwire.com/articles/37940-hud-children-still-overexposed-to-lead-paint-dangers ❤️ #share #mortgage
FHFA: #mortgage interest rates continued falling in July
As readers of HousingWire well know, #mortgage interest rates trended lower over the last few months, especially in the wake of the United Kingdom’s vote to leave the European Union. A new report from the Federal Housing Finance Agency provides more evidence of the decline in #mortgage interest rates, as several indices reviewed by the FHFA show that #mortgage rates fell in July. http://www.housingwire.com/articles/37939-fhfa-mortgage-interest-rates-continued-falling-in-july ❤️ #share #mortgage
Compass becomes real estate's newest billon-dollar startup
Move over Zillow, Trulia, Realtor.com, and Redfin. There’s a new challenger in the battle for online real estate supremacy, and this one has some newly deep pockets. http://www.housingwire.com/articles/37938-compass-becomes-real-estates-newest-billon-dollar-startup ❤️ #share #mortgage
Here's "clear evidence" the credit box is way too tight
Borrowers who took out #mortgages in the past five years are better at paying their #mortgages than any other group of #mortgage borrowers in history. But this squeaky-clean performance isn’t a good thing, according to the Urban Institute. In a new blog post, the think tank posits that the interesting data shows the severity of how tight the credit box is. http://www.housingwire.com/articles/37936-heres-clear-evidence-the-credit-box-is-way-too-tight ❤️ #share #mortgage
Did whistleblower out First #mortgage's $7.5 million Ginnie Mae #mortgage bond fraud?
The Securities and Exchange Commission is offering a reward to the whistleblower that revealed a scheme at First #mortgage Corporation that involved several of the company’s senior executives lying about the performance of the #mortgages the company originated, re-securitizing them, and defrauding investors out of $7.5 million – if in fact there is one. http://www.housingwire.com/articles/37935-did-whistleblower-out-first-mortgages-75-million-ginnie-mae-mortgage-bond-fraud ❤️ #share #mortgage
Brian Wilson's Lake House on the Market for $3.3M
Wouldn’t it be nice to relax just like Brian Wilson did, before his recent spate of tour dates? Now you can, at his lake house east of Los Angeles - it’s on the market for $3.299 million.
This home, which measures 4,500 square feet, “is more of a back-East style, with a great layout. It’s beautifully done,” Evans said.
Overlooking Arrowhead Lake, a resort area that’s a magnet for celebrities, the home is a cozy oasis with teak floors and vaulted, exposed-beam ceilings.
The whole lake side of the home is filled with windows, bringing light inside and offering views onto the water.
Take an elevator or a grand staircase to upper floors, where there are 4 bedrooms and 5.5 baths. Features include a deck on each level, a fire pit and, of course, a great sound system.
The home has been on the market more than two years, and while God only knows when the right buyer will come along, Evans said showings have picked up lately. “We’re close to selling, I think.”
Related:
- 7 Secrets of Celebrity Real Estate
- 5 Celebrities Who Bought Homes as Teens
- Michael Phelps Strikes Real Estate Gold in Scottsdale
from Zillow Porchlight http://www.zillow.com/blog/brian-wilson-lake-house-204261/
ADP predicts solid jobs increase
ADP just issued its prediction for the employment report that will come out soon. After three months of striking out, could this be the month that ADP hits the target? We’ll see on Friday. http://www.housingwire.com/articles/37934-adp-predicts-solid-jobs-increase ❤️ #share #mortgage
All eyes on real estate in S&P stock launch
After 17 years of getting tossed into the mix with banks and insurance firms, real estate stocks are getting their own sector to call home on Sept. 1, 2016. The big reason behind this change? Real estate companies are now a much big player in the stock market, and now the whole market gets to see how. http://www.housingwire.com/articles/37933-all-eyes-on-real-estate-in-sp-stock-launch ❤️ #share #mortgage
[video] MBA President: We’re not in a housing bubble
MBA’s president and CEO talked about the housing market in an interview with CNBC. He explained why the current market is not in a housing bubble, and what he thinks the next president should do about regulations. http://www.housingwire.com/articles/37932-video-mba-president-were-not-in-a-housing-bubble ❤️ #share #mortgage
Pending home sales hit second highest point in decade
Pending home sales increased in July led by high gains in the West, which hit its highest month in more than three years. There is, however, still room for more growth. There’s little doubt there’d be more sales activity right now if there were more affordable listings on the market. Click the headline to read more. http://www.housingwire.com/articles/37931-pending-home-sales-hit-second-highest-point-in-decade ❤️ #share #mortgage
MBA: Here's the latest in a series of quiet #mortgage app reports
If last week’s #mortgage report didn’t show exactly how quiet the #mortgage market is, this new Weekly #mortgage Applications Survey from the #mortgage Bankers Association should only further reinforce it. Here’s what changed, although only slightly, in this week’s report. http://www.housingwire.com/articles/37930-mba-heres-the-latest-in-a-series-of-quiet-mortgage-app-reports ❤️ #share #mortgage
Home Values: DEFINITELY NOT in Bubble Range!!
There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble. It is easy to see how this thinking has taken form if we look at a graph of home prices from 2000 to today.
The graph definitely looks like a rollercoaster ride. And, as prices begin to reach 2006 levels again, it “seems logical” that the next part of the ride would be downhill. However, this graph includes the anomaly of the price bubble and the correction (the housing crash).
What if the bubble & bust didn’t occur?
Let’s assume that instead of the rise and fall in home prices that we saw last decade, we just had normal historic appreciation from 2000 to today. According to the 100+ experts that are surveyed for the Home Price Expectation Survey, normal annual appreciation for residential single family homes from 1987 to 1999 was 3.6%.
Starting with the median home price in 2000, we added 3.6% to it each year since then. Here is that graph intermixed with the above graph.
What this shows us is that, had the bubble and crash not occurred and instead we just had normal annual appreciation over this period, prices would actually be greater than they are today.
Bottom Line
There is no reason for alarm as prices seem to be right in line with where they should be. http://www.simplifyingthemarket.com/en/2016/08/31/home-values-definitely-not-in-bubble-range/?a=242769-4eb2112ad1caac540e99a63dd199d5ed ❤️ #share #mortgage
Tuesday, August 30, 2016
Mid America #mortgage to correspondent #lenders: We'll buy your eNotes
A recent survey conducted by Fannie Mae and Freddie Mac showed that one of the obstacles preventing the #mortgage industry from going fully digital is a lack of investors willing to buy digitally created #mortgages. But now, there’s one more investor willing to buy a digital #mortgage note. http://www.housingwire.com/articles/37929-mid-america-mortgage-to-correspondent-lenders-well-buy-your-enotes ❤️ #share #mortgage
Hillary Clinton reportedly adds former CFPB assistant director Rohit Chopra to transition team
Hillary Clinton, the former Secretary of State and current Democratic nominee for president, is adding one of Sen. Elizabeth Warren’s close allies and a former executive at the Consumer Financial Protection Bureau to her transition team as she prepares for the coming election. http://www.housingwire.com/articles/37928-hillary-clinton-reportedly-adds-former-cfpb-assistant-director-rohit-chopra-to-transition-team ❤️ #share #mortgage
3 new reports show why Dallas housing market is booming
Tucked into all the hottest housing markets lists jam-packed with California markets, there remains one city outside the Golden State that keeps on making the cut. Several industry reports came out on Tuesday that show the ferocity of the Big D. http://www.housingwire.com/articles/37927-new-reports-show-why-the-dallas-housing-market-is-booming ❤️ #share #mortgage
MBA: Acquisitions will heat up over next 2 years
The #mortgage Bankers Association’s chief economist explains why there is an increasing trend in mergers and acquisitions, and what will happen in the next two years. One major factor could be holding up profitability in 2016, but it won’t stay that way for long. http://www.housingwire.com/articles/37908-mba-acquisitions-will-heat-up-over-next-2-years ❤️ #share #mortgage
Will the Urban Institute become ad-hoc housing adviser to a Clinton presidency?
Investment bankers at Cowen and Company just sent a note to clients speculating if the Urban Institute is positioning for a large housing advisory role, should Hillary Clinton become elected to the office of the Presidency. http://www.housingwire.com/blogs/1-rewired/post/37907-will-the-urban-institute-become-ad-hoc-housing-adviser-to-a-clinton-presidency ❤️ #share #mortgage
Fed continues to send signals on looming interest rate hike
It appears that the Federal Reserve is continuing its tact of jumping through as many hoops as possible to prepare the market for the potential of another rate hike. So, what happens to the #mortgage market whenever the Fed actually does raise rates? Here are a few insights. http://www.housingwire.com/articles/37906-fed-continues-to-send-signals-on-looming-interest-rate-hike ❤️ #share #mortgage
CoreLogic: REO sales hit lowest point since housing market implosion
Distressed sales decreased yet again in May both annually and monthly. CoreLogic predicts distressed sales will hit pre-crisis levels in mid-2019, however just last month the company said it would hit those levels in mid-2017. http://www.housingwire.com/articles/37905-corelogic-reo-sales-hit-lowest-point-since-housing-market-implosion ❤️ #share #mortgage
Independent #mortgage bank profits surge, more than double 1Q
Not only did the industry recover from the financial storm caused by TRID, but looking at the latest #mortgage banker profit results for the second quarter of 2016, it’s almost like it never existed. This is good news for independent #mortgage banks and #mortgage subsidiaries of chartered banks as profits surge to new highs. Are you seeing the same trends and growth in your business? http://www.housingwire.com/articles/37904-independent-mortgage-bank-profits-surge-more-than-double-1q ❤️ #share #mortgage
Case-Shiller reaction: Housing markets still strongly dominated by sellers
The Case-Shiller index came out today, but the industry isn’t happy about the results. Industry experts say #homebuyers will continue to struggle amidst rising home prices. One area, however, is finally starting to see some relief. http://www.housingwire.com/articles/37903-case-shiller-reaction-housing-markets-still-strongly-dominated-by-sellers ❤️ #share #mortgage
MBA president: The next President needs a housing policy director
It’s time to turn a new page for housing when it comes to policy making, according to the #mortgage Bankers Association president and CEO. While the past eight years have been spent recovering from the recession, it is now time to move on, and this could include creating a new housing policy director. http://www.housingwire.com/articles/37902-mba-president-the-next-president-needs-a-housing-policy-director ❤️ #share #mortgage
Case-Shiller: Home prices continue upward trend
The S&P CoreLogic, Case-Shiller Indices shows that home prices are still increasing, especially in the West and South. That being said, some signs show that there could be a slowdown in the rapidly rising home prices. http://www.housingwire.com/articles/37901-case-shiller-home-prices-continue-upward-trend ❤️ #share #mortgage
Why Is There So Much Paperwork to Sign to Get a #mortgage?
We are often asked why there is so much paperwork mandated by the bank for a #mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.
Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.
There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history.
1. The government has set new guidelines that now demand that the bank prove beyond any doubt that you are indeed capable of affording the #mortgage.
During the run-up in the housing market, many people ‘qualified’ for #mortgages that they could never pay back. This led to millions of families losing their home. The government wants to make sure this can’t happen again.
2. The banks don’t want to be in the real estate business.
Over the last seven years, banks were forced to take on the responsibility of liquidating millions of foreclosures and also negotiating another million plus short sales. Just like the government, they don’t want more foreclosures. For that reason, they need to double (maybe even triple) check everything on the application.
However, there is some good news in the situation.
The housing crash that mandated that banks be extremely strict on paperwork requirements also allows you to get a #mortgage interest rate as low as 3.43%, the latest reported rate from Freddie Mac.
The friends and family who bought homes ten or twenty ago experienced a simpler #mortgage application process but also paid a higher interest rate (the average 30 year fixed rate #mortgage was 8.12% in the 1990’s and 6.29% in the 2000’s). If you went to the bank and offered to pay 7% instead of less than 4%, they would probably bend over backwards to make the process much easier.
Bottom Line
Instead of concentrating on the additional paperwork required, let’s be thankful that we are able to buy a home at historically low rates. http://www.simplifyingthemarket.com/en/2016/08/30/why-is-there-so-much-paperwork-to-sign-to-get-a-mortgage/?a=242769-4eb2112ad1caac540e99a63dd199d5ed ❤️ #share #mortgage
Monday, August 29, 2016
Moody’s: New GSE #mortgage application positive for #mortgage bonds
Despite some disagreement in the industry, the recently announced redesigned Uniform Residential Loan Application, the standardized form used by borrowers to apply for a #mortgage loan should be a strong benefit to the industry. Although the industry is divided on the positive impact of the redesigned form, this new reports explains why it is, in fact, a good thing. http://www.housingwire.com/articles/37900-moodys-new-gse-mortgage-application-positive-for-mortgage-bonds ❤️ #share #mortgage
Colony Starwood Homes sells off massive non-performing loan portfolio
One of the largest owners of single-family rental homes is getting out of the non-performing loan business, as Colony Starwood Homes announced Monday that it is selling off a massive portfolio of non-performing loans, basically closing the book on its NPL business. http://www.housingwire.com/articles/37897-colony-starwood-homes-sells-off-massive-non-performing-loan-portfolio ❤️ #share #mortgage
Former MGIC CEO William Lacy passes away at 71
William Lacy, who served as chief executive officer of #mortgage Guaranty Insurance Corporation for 12 years, passed away Sunday at the age of 71, the company announced Monday. According to MGIC, Lacy, who retired as chairman and CEO in 1999 after spending 28 years with the company, died of respiratory failure. http://www.housingwire.com/articles/37899-former-mgic-ceo-william-lacy-passes-away-at-71 ❤️ #share #mortgage
[video] Looking to invest in ELLI stock? This is what the company does
CNBC’s “Mad Money” with Jim Cramer put Ellie Mae in the spotlight in a recent episode to help show viewers what exactly they would be investing in. While the #mortgage software provider company is performing well in the stock market, not everyone knows what the company does. CEO Jonathan Corr set out to fix this. http://www.housingwire.com/articles/37898-video-looking-to-invest-in-elli-this-is-what-the-company-does ❤️ #share #mortgage
Guess how much money you need to make to buy a home in these top housing markets
Do you have enough to buy a home in your city? A new study shows the average income needed to buy a home in 25 cities across the U.S. Where does yours rank? http://www.housingwire.com/articles/37893-guess-how-much-money-you-need-to-make-to-buy-a-home-in-these-top-housing-markets ❤️ #share #mortgage
Appraisal volume drops heading into start of the school year
Now that the kids are heading back to school, and parents are turning their focus away from house hunting, the real estate market is showing signs of slowing down. The latest report from a la mode shows appraisal volume dropping after three straight weeks of increases. http://www.housingwire.com/articles/37892-appraisal-volume-drops-heading-into-start-of-the-school-year ❤️ #share #mortgage
Joel McHale Lists Hollywood Hills Home
Joel McHale - actor, comedian, and star of the upcoming CBS series "The Great Indoors" - and wife Sarah recently put their Hollywood Hills home on the market for $2.395 million.
Traditional in its architecture but with a modern interior, the home features open living spaces, dark hardwoods throughout, recessed lighting, and patterned wallpaper on many walls and ceilings.
The eat-in kitchen is well-equipped for any home chef, with ample storage space in crisp, white cabinets, a spacious farmhouse sink, and top-of-the-line appliances.
The home also features a formal dining room, adorned with wainscoting and wallpaper with a woodsy feeling to it. The dining room is drenched in light, thanks to a wall of windows and French doors leading out to the backyard.
The living areas’ built-in shelving creates a cozy and relaxed atmosphere perfect for hanging out and enjoying the stunning canyon views. The bedrooms are quite large for a home built in 1947, and, like the living spaces, are flooded with light.
The backyard, similar to many other Southern California homes, supports an indoor-outdoor lifestyle with beautifully designed brick patio and space for an outdoor living and dining set near the fireplace. The yard has a serene and private feeling to it, with shrubs and trees in abundance.
The home’s listing agent is Carrie Berkman Lewis with Partners Trust.
See more about the Hollywood Hills neighborhood:
Don’t miss out on the next Zillow video! Subscribe today to see the latest.
Related:
- 11 Home Features Celebrities Love
- Seth Meyers Buys Home Near Washington Square Park
- 10 High-Wattage Celebrity Home Handoffs
from Zillow Porchlight http://www.zillow.com/blog/mchale-lists-hollywood-hills-204193/
Florida court upholds city's rights to place liens on zombie homes
In a move that should help municipalities within the state of Florida fight against the state’s glut of zombie foreclosures, a state appeals court ruled recently that liens placed on foreclosed homes by the city are not discharged when the home goes through a judicial sale. Here’s a closer look at the decision. http://www.housingwire.com/articles/37891-florida-court-upholds-citys-rights-to-place-liens-on-zombie-homes ❤️ #share #mortgage
Airbnb causes confusion in refi market
Airbnb is in the news again, this time causing confusion in the refinance market. As Airbnb blends traditional homes with commercial investment, it can cross many lines, and be difficult for #lenders to define. http://www.housingwire.com/articles/37890-airbnb-causes-confusion-in-refi-market ❤️ #share #mortgage
Fannie Mae: Strong labor market decreases foreclosures
Fannie Mae conducted a study that shows a close correlation between the jobs market and foreclosures. The company created a chart that shows how the two are related. http://www.housingwire.com/articles/37888-fannie-mae-strong-labor-market-decreases-foreclosures ❤️ #share #mortgage
Here are the 10 hottest housing markets that fueled a record-breaking August
The hottest housing market in America right now might still be Vallejo-Fairfield, California [San Fran area] but this doesn’t mean the rest of the list stood still. Interestingly, one new market not only joined the list, but also jumped up to the eight spot. And to the city that was sitting comfortably as the eighth hottest market, well, it fell completely out of the top ten, barely even making the top twenty. http://www.housingwire.com/articles/37889-here-are-the-10-hottest-housing-markets-that-fueled-a-record-breaking-august ❤️ #share #mortgage
Don’t Get Caught in the Rental Trap!
There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your #mortgage.
Don’t Become Trapped
Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a “Rental Affordability Crisis.” He warns that,
“Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they’ll outpace home price appreciation in the year ahead.”
In the Joint Center for Housing Studies at Harvard University’s 2015 Report on Rental Housing, they reported that 49% of rental households are cost-burdened, meaning they spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare.
It’s Cheaper to Buy Than Rent
In Smoke’s article, he went on to say,
“Housing is central to the health and well-being of our country and our local communities. In addition, this (rental affordability) crisis threatens the future value of owned housing, as the burdensome level of rents will trap more aspiring owners into a vicious financial cycle in which they cannot save and build a solid credit record to eventually buy a home.”
“While more than 85% of markets have burdensome rents today, it’s perplexing that in more than 75% of the counties across the country, it is actually cheaper to buy than rent a home. So why aren’t those unhappy renters choosing to buy?”
Know Your Options
Perhaps you have already saved enough to buy your first home. HousingWire reported that analysts at Nomura believe:
“It’s not that Millennials and other potential #homebuyers aren’t qualified in terms of their credit scores or in how much they have saved for their down payment.
It’s that they think they’re not qualified or they think that they don’t have a big enough down payment.” (emphasis added)
Many first-time #homebuyers who believe that they need a large down payment may be holding themselves back from their dream home. As we have reported before, in many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!
Bottom Line
Don’t get caught in the trap so many renters are currently in. If you are ready and willing to buy a home, find out if you are able. Let’s get together to determine if you could qualify for a #mortgage now! http://www.simplifyingthemarket.com/en/2016/08/29/dont-get-caught-in-the-rental-trap/?a=242769-4eb2112ad1caac540e99a63dd199d5ed ❤️ #share #mortgage
Sunday, August 28, 2016
Monday Morning Cup of Coffee: Judge tosses Ocwen, Altisource kickback lawsuit
It’d be pretty safe to say that Ocwen Financial struggled the past few years. But, the company got a little bit of good news last week, when a judge dismissed a lawsuit accusing Ocwen and Altisource Portfolio Solutions of overcharging homeowners for service. The question now becomes are the company’s next steps forward? Backward? Or right into the eye of another storm? All that and more in your Monday Morning Cup of Coffee. http://www.housingwire.com/blogs/1-rewired/post/37887-monday-morning-cup-of-coffee-judge-tosses-ocwen-altisource-kickback-lawsuit ❤️ #share #mortgage
Friday, August 26, 2016
PwC settles $5.5 billion lawsuit over Taylor, Bean & Whitaker audits
The ghost of Taylor, Bean & Whitaker struck again Friday, as PricewaterhouseCoopers agreed to settle a $5.5 billion lawsuit that accused the company of failing in its audits duties by not discovering the accounting malfeasance that led to one of the most spectacular crashes to come out of the housing crisis. http://www.housingwire.com/articles/37886-pwc-settles-55-billion-lawsuit-over-taylor-bean-whitaker-audit-issues ❤️ #share #mortgage
M&A rumor mill: Who will Finance of America and RPM buy next?
Rumors are surrounding several #lenders in the industry that say they may soon make major acquisitions. RPM #mortgage, however, says there is no truth to the allegations. Sources say one #lender could announce these acquisitions as soon as September, but until then, here’s what they say is soon to take place. http://www.housingwire.com/articles/37883-sources-ma-rumor-mill-sends-finance-of-america-and-rpm-whispers ❤️ #share #mortgage
Houston Realtors warned to be on lookout for "foot fetish creep"
Houston-area Realtors and real estate agents, especially female ones, need to be on the lookout for a “foot fetish creep” who’s been targeting local agents, the Houston Association of Realtors warned its members. While the man is on the phone with a female agent, he asks the agent to describe her footwear and will usually request that she take off her shoes for “improved cell phone reception.” http://www.housingwire.com/articles/37885-houston-realtors-warned-to-be-on-lookout-for-foot-fetish-creep ❤️ #share #mortgage
Oregon couple forced out of tiny home
The city named a tiny home in a residential neighborhood unfit for the land that it’s on. Now, despite housing shortages in the area, the couple was evicted from their home. These homeowners claim the government is going after the wrong people. http://www.housingwire.com/articles/37884-oregon-couple-forced-out-of-tiny-home ❤️ #share #mortgage
Consumers less optimistic about economy in August
Consumer are losing confidence in the economy as consumer sentiment decreased in August. Consumers struggle over which presidential candidate will be better for the economic conditions or their own personal finances. http://www.housingwire.com/articles/37881-consumers-less-optimistic-about-economy-in-august ❤️ #share #mortgage
USDA slashing #mortgage fees
Borrowers who use the U.S. Department of Agriculture’s Rural Housing Service to get a #mortgage could soon pay significantly less for their loan, as the USDA announced that it is about to cut its loan fees for #lenders who use the USDA’s Single Family Housing Loan Guarantee Program. Here are all the details. http://www.housingwire.com/articles/37882-usda-slashing-mortgage-fees ❤️ #share #mortgage
Lucille Ball's First Hollywood Home Hits the Market
When Lucille Ball was just starting out, she rented a home in West Hollywood where she lived with her brother, mother and grandfather.
Now on the market for $1.75 million, it’s just the kind of classically charming craftsman home where you can imagine the young comedian and actress living.
The home’s 1,874 square feet include 2 bedrooms and 2 baths, with hardwood floors, crown molding and cozy spots for relaxing. A living room with a wall of windows and a fireplace flows into a dining room where Lucy may have sat at the table practicing lines for her early films.
The updated kitchen features a breakfast nook and French doors that open onto a back deck with a hot tub.
Located near the studios where Lucy first worked, the property boasts avocado and lemon trees for an extra burst of California goodness.
The listing agent is Rhonda Kohn of Keller Williams Realty.
Photos by AcmeStudios.
The fascination with celebrity homes is nothing new. Star maps have been around for years:
Related:
- 7 Secrets of Celebrity Real Estate
- Groucho Marx’s Former Digs in Los Angeles
- Tom Hanks Reportedly Lists Side-by-Side Mansions in Pacific Palisades
from Zillow Porchlight http://www.zillow.com/blog/lucille-ball-first-hollywood-home-204090/
Nationstar announces new customer contact center, massive hiring in East Texas
Longview, Texas is ready to welcome 600 new jobs to its community thanks to a new Nationstar customer call center opening up in the area. The total payroll, benefits and capital investment contributed by Nationstar #mortgage to the area will reach $248 million over the next ten years. http://www.housingwire.com/articles/37880-nationstar-announces-new-customer-contact-center-massive-hiring-in-east-texas ❤️ #share #mortgage
Thanks Brexit! #mortgage originator profit jumps to 3-year high
As it turns out, the United Kingdom’s decision to leave the European Union is quite the boon for U.S. #mortgage originators, with a new report from the Urban Institute showing that #mortgage originator profits rose sharply post-Brexit. http://www.housingwire.com/articles/37879-thanks-brexit-mortgage-originator-profit-jumps-to-3-year-high ❤️ #share #mortgage
Wells Fargo to give homeowners $3.45 million for mail error
Nearly 8,000 homeowners are breathing a sigh of relief because a court ruled Wells Fargo must credit and refund them $3.45 million, after the bank admitted to a processing error that delayed the mailing of letters to almost 8,000 homeowners in bankruptcy. http://www.housingwire.com/articles/37878-wells-fargo-to-give-homeowners-345-million-for-mail-error ❤️ #share #mortgage
Yellen hints that September interest rate hike not off the books
Janet Yellen gave a speech today that hinted that a September rate hike if current market conditions continue. Some experts, however, aren’t convinced, and place more confidence in a December rate hike. http://www.housingwire.com/articles/37877-yellen-hints-that-september-interest-rate-hike-not-off-the-books ❤️ #share #mortgage
Homes for Sale in Hot Celebrity Neighborhoods
Even if you’re not after a life in the spotlight, you can still live like an A-lister (and without the paparazzi!).
Whether you prefer a secluded enclave in the hills, a chic pad right in the bustling city, or something in between, these 10 homes in celebrity-packed areas deserve their own 15 minutes of fame.
Hollywood Hills
2230 Maravilla Dr, Los Angeles, CA
For sale: $7.35 million
This stunning home is what Hollywood dreams are made of. You’ll feel like the star of your own reality show lounging by the infinity pool overlooking the entire City of Angels. Details like the Art Deco door leading to the wine cellar elevate this sprawling 4-bedroom, 6-bath home. A dining area right off the kitchen offers even more city views, and dark wood flooring runs throughout. Best of all, Hollywood Hills is home to Salma Hayek, Carmen Electra and Kendall Jenner.
See more Hollywood Hills homes for sale.
Malibu
21550 Pacific Coast Hwy, Malibu, CA
For sale: $8.399 million
Drive along the world-famous Pacific Coast Highway to this delightful Malibu home, which is so close to the beach that instead of a front yard, you get sand. This classic 4-bedroom, 4-bath home’s living room features a fireplace and windows that span the entire front of the house, providing stunning ocean views. The courtyard with a garden and wooden deck make this home a dream destination. And you’ll be in good company: John Cusack, Pink, Chris Hemsworth and Patrick Dempsey have all purchased homes in Malibu.
Find more Malibu homes.
Beverly Hills
1220 Loma Vista Dr, Beverly Hills, CA
For sale: $17.995 million
Live your dream of residing in a super-chic hotel. This modern Beverly Hills 4-bedroom, 4-bathroom home features a seamless transition between indoor and outdoor space, complete with a pool and covered seating area. Inside, a marble wall presents an extended fireplace within the living area, which flows into a kitchen boasting windows so large and clear, you’ll feel like you’re outside. Celebs such as Jackie Collins, John Legend, Tyra Banks, and Micha Barton have called Beverly Hills home.
View more Beverly Hills homes.
Greenwich Village
126 E 12th St APT 1D, New York, NY
For sale: $899,000
Visit all the haunts of your favorite writers with this pre-war 2-bedroom, 2-bath apartment in oh-so-artsy Greenwich Village. The classic all-white home features plank flooring, shuttered windows, chandeliers, and a charming dining room, complete with built-in shelving. The kitchen includes black-and-white tile and stainless steel appliances. Jessica Chastain, Julia Roberts and Sarah Jessica Parker have all lived in Greenwich Village.
See more homes for sale in Greenwich Village.
Upper West Side
535 W End Ave #HIFLR New York, NY
For sale: $22.75 million
This 7-bedroom, 6-bathroom riverside home includes delightful water views, floor-to-ceiling windows, and amenities fit for Don Draper. The sprawling living room features built-in shelving, creating the feel of a sophisticated study. Glass doors and plank flooring lead directly to the large formal dining area, perfect for entertaining. A large kitchen offers a retro feel with warm wood tones and chrome finishes. The master bath’s marble floors, separate shower and Jacuzzi-style bathtub provide the perfect place to unwind. The Upper West Side has been home to the likes of Tina Fey, Anne Hathaway, Demi Moore and Alec Baldwin.
See more Upper West Side listings.
Soho
180 Avenue Of The Americas, New York, NY
For sale: $5.75 million
With 3 bedrooms and 4 baths, this Soho apartment is the perfect place to imagine you’re a successful supermodel. You’ll be swept away by the 10-foot ceilings, dramatic views and the private balcony off the kitchen. The expansive white island provides room for dining, plus a sink and plenty of prep space. All-white cabinets, built-in shelving and plank flooring are additional perks. The master bath includes a standalone shower and large soaking tub, along with floor-to-ceiling windows. Gigi Hadid, Mike Myers, Bon Jovi and Jonah Hill have all owned Soho digs.
Check out more homes for sale in Soho.
The Hamptons
2138 Scuttle Hole Rd, Bridgehampton, NY
For sale: $6.7 million
The Hamptons is a favorite celebrity getaway, and has been home to Christie Brinkley, Matt Lauer, the Clintons and Billy Joel. With this modern 7-bedroom, 9-bath home, you’ll feel like a true power player. A grand stairway leads inside from the lush lawn to a mix of indoor and outdoor spaces, large hallways and floor-to-ceiling windows throughout. The living area includes room for dining, as well as a fireplace and access to the pool. Several sliding glass doors blur the lines between the home and the outdoors.
See more homes in Bridgehampton.
Telluride
310 N Spruce St, Telluride, CO
For sale: $3.3 million
The famed ski town of Telluride has been home to Tom Cruise and Oprah. You’ll want to jump on a couch to declare your love for this 4-bedroom, 4-bath Victorian home. Nestled between trees with a backyard view of the mountains, the home offers wood paneling throughout and several skylights. The kitchen includes stellar wood beams on the ceiling, plank flooring and warm wood cabinets, offering a cozy cabin feel with plenty of space for the family to dine. Along with the view, the backyard features a stone patio and a garden.
View more Telluride homes for sale.
Miami
601 NE 57th St, Miami, FL
For sale: $1.06 million
This white-hot Miami home offers 4 bedrooms and 2 baths, plus a large living room with a huge fireplace and an arched ceiling leading to the formal dining room, complete with several picture windows. The chef’s kitchen boasts a hooded stove, tile backsplash and elegant neutral tones, along with wood plank flooring. Heat seekers will love the enclosed sun room with a wood ceiling, fans and colorful tile flooring. Miami has been home to hot stars such as LeBron James, Lenny Kravitz and Pharrell.
See more Miami homes for sale.
Maui
4541 Makena Rd, Kihei, HI
For sale: $19.975 million
The Hawaiian islands have long been posh retreats for celebs fleeing the stresses of stardom, including Julia Roberts, Kelsey Grammer and Kareem Abdul-Jabbar. This palatial 6-bedroom, 7-bath estate features a covered living area directly above the infinity pool, offering views of the ocean and surrounding islands. The kitchen overlooks the pool and includes granite countertops and plank flooring. Outside, there’s a grilling station and several patios. Wine lovers will melt at the sight of the large, multi-sectioned cellar, and a private theater with starlights on the ceiling rounds out this home’s celestial status.
See more homes for sale in Kihei.
Related:
- 10 High-Wattage Celebrity Home Handoffs
- 7 Secrets of Celebrity Real Estate
- Which Celeb Is Your Staycation Soulmate?
from Zillow Porchlight http://www.zillow.com/blog/homes-in-celebrity-neighborhoods-203345/
GDP produces lackluster growth in Q2
The Gross Domestic Product decreased slightly from the first estimate last month, but still increased slightly overall. The disappointing gain, combined with the downward revisions to gains in the preceding two quarters, make a September interest rate hike much less likely. http://www.housingwire.com/articles/37876-gdp-produces-lackluster-growth-in-q2 ❤️ #share #mortgage
How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC]
Some Highlights:
* The Concept of Supply & Demand is a simple one. The best time to sell something is when supply of that item is low & demand for that item is high!
* Anything under a 6-month supply is a Seller’s Market!
* There has not been a 6-months inventory supply since August 2012!
* Buyer Demand continues to out-pace Seller Supply! http://www.simplifyingthemarket.com/en/2016/08/26/how-supply-demand-impacts-the-real-estate-market-infographic/?a=242769-4eb2112ad1caac540e99a63dd199d5ed ❤️ #share #mortgage
Thursday, August 25, 2016
HSBC yanks massive PHH #mortgage servicing portfolio
It appears that PHH Corp. is dealing with a subservicing problem on its hands. For the second time in four months, the company is about to lose a large portion of its #mortgage portfolio. The details this time around seem all too familiar. http://www.housingwire.com/articles/37874-phh-takes-another-hit-as-hsbc-yanks-massive-servicing-portfolio ❤️ #share #mortgage
Louisiana lays out 3 housing options for flood victims
After flooding destroyed thousands of homes in Louisiana, the state stepped in to create housing options for the newly-displaced residents. This program seeks to very quickly to get people back into their homes, the state governor said. http://www.housingwire.com/articles/37872-louisiana-lays-out-3-housing-options-for-flood-victims ❤️ #share #mortgage
6 critical areas vendors need to deliver for the FHA’s CWCOT program
While the primary goal of the FHA’s “Claims Without Conveyance of Title” program may be to encourage a faster sale of the property, the CWCOT program involves far more than just arranging for a sale of real estate. To help properly execute the program, here are six areas in which a vendor must perform exceedingly well in order to put a working CWCOT program together. http://www.housingwire.com/blogs/1-rewired/post/37875-critical-areas-vendors-need-to-deliver-for-the-fhas-cwcot-program ❤️ #share #mortgage
Washington hits Ocwen with fine for using unlicensed offshore companies
Ocwen Financial will pay $900,000 to the state of Washington after an investigation conducted by the state found that Ocwen used unlicensed companies in India and the Philippines to service #mortgage loans, the state’s financial regulator announced Thursday. Here are the details. http://www.housingwire.com/articles/37873-washington-hits-ocwen-with-fine-for-using-unlicensed-offshore-companies ❤️ #share #mortgage
FHA makes it easier for struggling borrowers to keep their homes
Borrowers with high loan-to-value ratio #mortgage loans received some welcome news on Thursday morning when the Federal Housing Finance Agency announced that it plans to extend the Home Affordable Refinance Program into 2017. But what about struggling borrowers whose loans are insured by the Federal Housing Administration? Well, those borrowers are now about to get some relief of their own. http://www.housingwire.com/articles/37871-fha-makes-it-easier-for-struggling-borrowers-to-keep-their-homes ❤️ #share #mortgage
Where to buy a home? Top 10 improved school districts
When it comes to buying a home, good school districts are one of the most important priorities for would-be buyers, especially Millennials. Trulia put together a list of some of the most improving districts in the nation. http://www.housingwire.com/articles/37870-where-to-buy-a-home-top-10-improved-school-districts ❤️ #share #mortgage
This is how the second wave of Chinese real estate buyers are making more money
For the past five years, Chinese investors actively targeted U.S. real estate in major coastal markets like New York City and San Francisco. But times are changing as investors discover higher-yielding real estate assets located far from the iconic cities they once coveted. http://www.housingwire.com/blogs/1-rewired/post/37869-this-is-how-the-second-wave-of-chinese-real-estate-buyers-are-making-more-money ❤️ #share #mortgage
CoreLogic: Cash sales make up 30% of home sales in May
Cash sales continue to inch down each month, edging closer to the pre-crisis level, which it could hit by mid-2018. Here are the states and cities contributing the most to cash sales and keeping levels up. http://www.housingwire.com/articles/37867-corelogic-cash-sales-make-up-30-of-home-sales-in-may ❤️ #share #mortgage
HARP extended into 2017; FHFA plans new refinance program
It’s not over. Homeowners are yet again getting another chance from the Federal Housing Finance Agency to take advantage of the Home Affordable Refinance Program. The new deadline is now Sept. 30, 2017. But this time around, things are different. Click the headline to read more. http://www.housingwire.com/articles/37868-harp-extended-into-2017-fhfa-plans-new-refinance-program ❤️ #share #mortgage
Freddie Mac: #mortgage rates remain unchanged
#mortgage rates remain unchanged after last week’s decrease, continuing to hover near all-time lows. as the market remains cautious ahead of the second quarter’s GDP growth announcement. Here’s how it all breaks down. http://www.housingwire.com/articles/37866-freddie-mac-mortgage-rates-remain-unchanged ❤️ #share #mortgage
How Scary is the Housing Affordability Index?
Some industry pundits are saying that the housing market may be heading for a slowdown. One of the data points they use is the falling numbers of the Housing Affordability Index, as reported by the National Association of Realtors (NAR).
Here is how NAR defines the index:
“The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a #mortgage loan on a typical home at the national level based on the most recent price and income data.”
Basically, a value of 100 means a family earning the median income earns enough to qualify for a #mortgage on a median priced home, based on the price and #mortgage interest rates at the time. Anything above 100 means the family has more than enough to qualify.
The higher the index the easier it is to afford a home.
Why the concern?
The index has been declining over the last several years as home values increased. Some are concerned that too many buyers could be priced out of the market. Here is a snapshot of the index since 2009:
But, wait a minute…
Though the index has decreased over the last four years, we must realize that at that time there was an overabundance of housing inventory and as many as one out of three listings was a distressed property (foreclosure or short sale). All prices dropped dramatically and distressed properties sold at major discounts. Then, #mortgage rates fell like a rock.
The market is recovering and values are coming back nicely. That has caused the index to fall.
However, let’s remove the crisis years and look at the current index as compared to the index from 1990 – 2008. We can see that, even though prices have increased, historically low #mortgage rates have put the index in a better position than every year for the nineteen years prior to the crash.
Bottom Line
The Housing Affordability Index is in great shape and should not be seen as a challenge to the real estate market’s continued recovery. http://www.simplifyingthemarket.com/en/2016/08/25/how-scary-is-the-housing-affordability-index/?a=242769-4eb2112ad1caac540e99a63dd199d5ed ❤️ #share #mortgage
Wednesday, August 24, 2016
Natural hazard risk holding back home sales
Home sales in high-risk areas are significantly lower than home sales in areas with lower risks. While this may not come as much of a surprise, people are still paying for homes in these high-risk areas. So, what’s the difference? http://www.housingwire.com/articles/37863-natural-hazard-risk-holding-back-home-sales ❤️ #share #mortgage
Guaranteed Rate Field to become home of Chicago White Sox
For the last 13 years, the Chicago White Sox played their games at U.S. Cellular Field, but beginning next year and for the next 12 after that, the White Sox stadium will have a new name – Guaranteed Rate Field, as the White Sox and Guaranteed Rate announced that the Chicago-based #mortgage #lender is buying the White Sox stadium’s naming rights for at least the next 13 years. http://www.housingwire.com/articles/37864-guaranteed-rate-field-to-become-home-of-chicago-white-sox ❤️ #share #mortgage
California home sales gaining momentum
Pending home sales in California show that existing home sales could see another increase in the fall if the momentum continues. The recent slow-down in San Francisco, however, leaves other markets to pull the momentum. http://www.housingwire.com/articles/37860-california-home-sales-gaining-momentum ❤️ #share #mortgage
Could the #mortgage market be facing a liquidity crisis?
The #mortgage market could be staring at a liquidity crisis in the very near future thanks in part to the Federal Reserve’s repeated reluctance to increase interest rates, Kroll Bond Rating Agency Senior Managing Director Christopher Whalen told CNBC on Wednesday. http://www.housingwire.com/articles/37862-could-the-mortgage-market-be-facing-a-liquidity-crisis ❤️ #share #mortgage
Michael Phelps Strikes Real Estate Gold in Scottsdale
Now that he’s officially retired from the summer games, Michael Phelps is joining the snowbirds with a mansion of his own in Scottsdale, AZ, a place known more for its golf courses than its pools. The human fish had been training at nearby Arizona State University, TMZ reports, and plans to coach there.
The home’s pool is gorgeous, with views of Camelback Mountain. It’s not big enough to fully show off your butterfly, but it’s perfect for cooling off with the family, which Phelps has already posted photos of on Instagram.
Crafted with European stone and imported hardwood floors, the home boasts a kitchen the size of some bungalows, with an eat-in marble center island and coffered ceilings with skylights. If you’d rather lounge while you nosh, there’s a cozy sitting area just a few feet away, with a fireplace for toasting up on a winter evening or following a long swim.
The formal dining room shares a chimney with the living room, all of which open onto a backyard built for entertainment. Alongside the pool is a hot tub, plus an outdoor shower and barbecue.
The listing agent was Walt Danley of Walt Danley Realty.
Related:
- Quiz: Can You Match the World-Class Athletes to Their Homes?
- Tony Romo Throws a $1.05M Home on the Market Near Dallas
- Hope Solo Lists Lakeside Pacific Northwest Estate
from Zillow Porchlight http://www.zillow.com/blog/michael-phelps-scottsdale-203894/
Mercury Network acquires Platinum Data Solutions
In a move that is one of the first of its kind for the industry, Mercury Network, an appraisal management system, announced it acquired Platinum Data Solutions, a QC technology company. In light of the changes, HousingWire talked with Will Clemens, CEO of Mercury Network, and Phil Huff, CEO of Platinum Data, to see how the change fits perfectly into both of the companies. http://www.housingwire.com/articles/37861-mercury-network-acquires-platinum-data-solutions ❤️ #share #mortgage
Seth Meyers Buys Home Near Washington Square Park
“Late Night” host Seth Meyers and his wife Alexi Ashe welcomed their first child this spring, and now the family has another new addition: The couple 
The 5-bed, 4.5-bath apartment is situated on two levels and has iconic views from just about every window, including of the Empire State Building and the Hudson River.
Its proximity to Washington Square Park is sure to be a hit with Frisbee, Meyers’ Italian Greyhound.
The home’s 32 windows bathe the 3,000-square-foot duplex in light, making the home feel more like a Hamptons beach retreat than a city pad in the hustle and bustle of Manhattan.
Classic details like oak stained floors, a beamed ceiling, arched doorways, and a solid wood staircase grace the home, which also features two generous living spaces, both with wood burning fireplaces for those cold New York nights.
The eat-in kitchen has all the bells and whistles that any chef would love, including a Wolf range, Sub-Zero refrigerator, and walk-in pantry. In addition to the duplex’s five bedrooms, the apartment also has a home office - the perfect spot for Meyers to work on his monologues.
The master suite features a spa-like bathroom complete with large soaking tub, neutral stone tiles, a walk-in closet, and a dressing room. The home also has a true New York City luxury - a washer and dryer - on the second floor. The duplex’s building includes several amenities such as an elegant lobby, a full-time doorman, an elevator operator, and a gym.
Photos courtesy of StreetEasy.
Related:
- Matt Lauer’s Seaside Cottage for Sale
- 10 High-Wattage Celebrity Home Handoffs
- 7 Secrets of Celebrity Real Estate
from Zillow Porchlight http://www.zillow.com/blog/seth-meyers-buys-nyc-203871/
$2.8 billion in Fannie Mae, Freddie Mac #mortgage servicing rights up for sale
#mortgage servicers looking to get their hands on some Fannie Mae and Freddie Mac #mortgage servicing rights have that opportunity, as $2.8 billion in Fannie and Freddie MSRs just hit the market. http://www.housingwire.com/articles/37859-28-billion-in-fannie-mae-freddie-mac-mortgage-servicing-rights-up-for-sale ❤️ #share #mortgage
McMansions prove to be poor investment
In a shocking turn of events, it turns out Americans don’t want to buy ugly homes after all, according to Bloomberg. The McMansion craze that started in the late 1990s hit its end when home prices with these homes failed to keep up with the rest of the market. http://www.housingwire.com/articles/37858-mcmansions-prove-to-be-poor-investment ❤️ #share #mortgage
5 More Celebrities Who Bought Homes as Teens
At the same time Eve Plumb, better known as Jan from “The Brady Bunch,” was embedding herself in the hearts of middle sisters everywhere, the young actress also made like a Kardashian, ’60s-style, and bought herself a house.
Plumb was just 11 years old when she bought this 850-square-foot bungalow in Malibu for $55,300.
Her parents helped, and this summer Plumb made a splash by selling it for $3.9 million, the Los Angeles Times reported.
Take that, Marcia.
Plumb is hardly the only child celebrity to hear the siren call of real estate. Here’s a look at stars who bought homes when they were still teens.
Drew Barrymore (age 15)
She held onto it for more than a decade, and sold in 2001 to actor Edward Norton for $611,000.
The home, which measures 2,500 square feet with 3 bedrooms and 2 baths, is near North Fairfax Avenue.
That wasn’t a hot address at the time, but in recent years it has become one of L.A.’s coolest strips for shopping and dining.
Miley Cyrus (age 16)
Still in her “Hannah Montana” days, Cyrus at Sweet Sixteen sank a whopping $3.4 million into a 4,000-square-foot home near her parents in Toluca Lake, CA. (She later deeded her home to her parents.)
Two years later, the singer paid $3.9 million for a sprawling, mid-century modern home in Studio City. Set on more than an acre with canyon views, it has 5 bedrooms, 6.5 baths and a heated, saltwater pool out back.
Now she’s all grown up, but even twerking hasn’t changed Cyrus’ architectural taste. She recently paid $2.5 million for another mid-century modern home, this one just up the hill from Eve Plumb’s old digs in the ‘Bu.
Kylie Jenner (age 17)
“It’s been extensively reimagined,” said listing agent Tomer Fridman of Ewing & Associates/Sotheby’s International Realty.
The nearly 5,000-square-foot new home is solar powered, with a movie room, a “glam room” and a master retreat with a spacious walk-in closet plus a shoe-and-purse closet.
The bathroom is where Jenner left her boldest calling card, with black subway tiles, a black-and-white clawfoot tub, and two vanities covered with mirrors.
Justin Bieber (age 18)
Way back when he was 18, Bieber paid $6.5 million for the Calabasas mansion that boasts 10,000 square feet, 7 bedrooms and 8 baths.
This is the neighborhood where he was accused of egging a neighbor’s yard, and where former football star Keyshawn Johnson called the cops on Biebs for speeding.
Word is that Khloe, who paid $7.2 million for the place, was a welcome change.
Daniel Radcliffe (age 18)
Aside from the fact that he’s starred in a slew of movies since laying down his wand, Daniel Radcliffe also owns not one, but two, multi-million-dollar Manhattan apartments that he bought before he could legally drink vodka.
He paid $4.3 million for an 1,800-square-foot Soho apartment with 2 bedrooms and 2 baths. It’s registered to both him and his parents — and last year was listed as a rental for $19,000 a month. Take a look inside:
A few months after he bought in Soho, Radcliffe plunked down $4.9 million for a 2,400-square-foot place a short walk away and near the Hudson River.
No mere Muggle could do that.
Tour the neighborhoods where the stars live:
Don’t miss the next Zillow video! Subscribe today to see the latest.
Photos of Eve Plumb’s home by Brian Thomas Jones.
Related:
- 7 Secrets of Celebrity Real Estate
- 10 High-Wattage Celebrity Home Handoffs
- Quiz: Can You Match the Celebrities to Their Homes?
from Zillow Porchlight http://www.zillow.com/blog/celebrities-bought-homes-as-teens-203407/
Subscribe to:
Posts (Atom)